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Safer accounts

Begin online banking with simple checks

Online banking lets you check balances and manage payments through your bank’s own app or website. Registration and security checks differ by bank. Begin with viewing your account before making a payment, and use the bank’s instructions for each task.

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Before you start

  • Have an account eligible for your bank’s online service.
  • Use your own updated device and keep the genuine bank contact number nearby.

Step 1 of 5: Find the official service

Start from the website printed on your bank card or statement. Follow its link to the official banking app. Avoid sign-in links supplied by unexpected texts, emails or callers.

Step 2 of 5: Register and secure access

Follow the bank’s registration process. Use a unique password where required and complete the bank’s authentication checks. Keep passwords, PINs and one-time codes private.

Step 3 of 5: Practise reading your account

Open the balance and recent transactions. Learn how pending payments differ from completed ones. Ask the bank to explain entries you do not understand rather than assuming they are errors.

Step 4 of 5: Check before a payment

Use the bank’s documented payment process. Verify the recipient and amount through a trusted route, read name-check warnings and pause if anything differs. Never transfer funds because a caller mentions a ‘safe account.’

Step 5 of 5: Finish and monitor

Sign out on a browser and lock your device. Review alerts and statements. Report unfamiliar activity immediately through the genuine bank; do not investigate it by responding to a suspicious message.

Try it for yourself

Your small practice task.

Sign in through your bank’s genuine route and find recent transactions.

Completing the guide records your progress here; it does not check your device settings.

A common question.

Will my bank ask me to move money to protect it?

A request to transfer money into a supposed ‘safe account’ is a scam warning. End the contact and check directly with your bank.

Official help, if you need it.

These links provide the product’s own instructions or relevant public guidance. Settings can differ by model and software version.